The Legal Application and Resolving Mechanism of “Campus Naked Loans†Threat

Abstract

The exposure of 10G bulk of nude photos has brought considerable attention of the whole society since these photos are the collateral of campus loans for students. It not only causes the devastating mental and psychological damage to the borrowers, but also poses a great threat to them. This paper will carry out the research on the legal application and solving mechanism of “naked loan†threat on campus, and will introduce the basic theory of this phenomenon, and analyze the current situation of domestic and foreign research on campus loans. Based on the typical case of college student Li, the case and jurisprudence analysis of the dispute of campus loan with the nude photos as the collateral are carried out. Finally, the paper summarizes the shortcomings of the legal settlement mechanism of “naked loan†threats in our country and puts forward some suggestions on legislation, justice and law enforcement.