Research on the Contrast and Reference of Commercial Bank Risk Management of International Studies based on the Interest Rate Marketization

Abstract

In this paper, we conduct research on the contrast and reference of commercial bank risk management of international studies based on the interest rate marketization. Market-oriented interest rate reform is in view of the interest rate control, refers to the regulation of regulators relaxed lending and deposit rates that removes the protection of bank spreads and make money prices determined by market supply and demand fully. Under this condition, lets of risks can be expected. How to understand the causes of credit risk to strengthen the management of credit risk and controls guards against and dissolve that have become our country commercial bank operation and management activities of the urgent need to solve the problem. This article proposes the potential solutions for the mentioned challenges that are meaningful.